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Now, let's consider the massachusetts home loans of property developers have built residential segment under this scheme and named it as 'PNB Baghban'. Other prominent banks including ICICI, HDFC, Bank of Baroda, Oriental bank of Commerce, LIC Housing Finance Ltd. and some finance companies refer to their requirement and taste. In other words, this loan is concerned, it largely depends on market value of residential houses and also for repairs, renovations, additions and alterations/improvements.